Professional Liability Insurance (PLI)
What is PLI?
A Professional Liability Insurance policy protects you against liability or allegations of liability for injury or damages that have resulted from a negligent act, error, omission, or malpractice that has arisen out of your professional capacity as a sonographer.
It protects you from bearing the full cost of defending a claim made against you by a patient, as well as damages awarded in a civil lawsuit of this type.
Why Do I Need PLI?
Sonography Canada cannot overemphasize the importance of sonographers having their own personal Professional Liability Insurance (PLI) coverage. Sonographers need to protect themselves against civil claims; error or omission and professional negligence or inappropriate conduct. If a sonographer is ever involved in a claim, it is strongly recommended that they have coverage to provide personal legal support to protect their professional reputation and livelihood.
PLI offered by employers, unions or other organizations is often tied to place of employment, may not be profession specific, and may have important restrictions.
Sonography Canada’s PLI policy protects you wherever you work or volunteer in Canada, and throughout your full scope of practice as a sonographer.
Mandatory PLI Coverage in Regulated Provinces
As provincial regulation of sonography is enacted, PLI coverage will be a mandatory requirement of the regulatory college.
The Sonography Canada PLI program is specifically designed to meet today’s emerging sonography professional practice risks. The policy provides individual limits of coverage that meet or exceed all proposed regulatory requirements, and will also cover the cost of defending any complaints brought against a sonographer by the college or a patient.
PLI Coverage in Unregulated Provinces
PLI insurance is optional in other provinces BUT it is strongly recommended that you carry your own personal PLI policy. PLI offered by employers, unions or other organizations is often tied to place of employment, may not be profession specific, and may have important restrictions.
Sonographers should review their PLI coverage policies to ensure they are sufficiently and specifically covered in their role as a sonographer.